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Saturday, August 26, 2023

Ehraam E Junoon Episode 36 || Ehraam-e-Junoon Episode 36 Promo || Ehraam E Junoon Drama ||

August 26, 2023 0
Ehraam E Junoon Episode 36 || Ehraam-e-Junoon Episode 36 Promo || Ehraam E Junoon Drama ||


Ehraam E Junoon Episode 36 || Ehraam-e-Junoon Episode 36 Promo || Ehraam E Junoon Drama ||



ڈرامہ احرام جنون کی چھتیسویں قسط میں آپ دیکھنے جا رہے ہیں کہ شانزے کے بارے میں سجیلا کہتی ہے کہ شاید وہ تمہیں کبھی بھی مجھ سے شادی کرنے نہیں دے گی شانی کہتا ہے کہ اگر میں تمہارے کہنے پر شانزے سے شادی کر سکتا ہوں اسے چھوڑ بھی سکتا ہوں سجیلہ کہتی ہے نہیں میں ایسا نہیں چاہتی پھر تو بات وہیں پر آ گئی کہ جہاں سے چلی تھی شانی کہتا ہے کہ تمہارا کہنے کا کیا مطلب ہے شانی اگر تم شانزے کو چھوڑ دو گے تو سب کچھ ویسے ہی تم سے چھن جائے گا کیونکہ شانزے کبھی بھی تمہیں کسی اور کا ہوتے ہوئے نہیں دیکھ سکتی شانی کہتا ہے کہ تم پریشانی کیوں ہو رہی ہو وہ دن دور نہیں جب شانزے خود ہی تمہارے پاس آئے گی اور خود ہی یہ بات تمہیں کرے گی کہ وہ چاہتی ہے کہ میری اور تمہاری شادی ہو جائے یہ بات سن کر سجیلا کہتی ہے کہ شانزے نے مجھ سے بھی وعدہ کیا تھا کیونکہ وہ بھی اچھی طرح سے جانتی تھی کہ تم میرے کہنے کے علاوہ کبھی بھی اس سے شادی نہیں کرو گے مجھے تو لگتا ہے کہ شانزے نے مجھے بے وقوف بنایا شانی کہتا ہے کہ جو کچھ ہونا تھا ہو گیا میں نہیں چاہتا کہ اب مزید ایسی ویسی کوئی بھی بات ہو اب بس ہمیں سوچنا ہے کہ ہمیں کیسے ایک ہونا ہے میں تمہارے بغیر نہیں رہ سکتا میں ہر صورت میں تم سے شادی کروں گا دوسری طرف شانزے کلثوم بیگم کے پاس جا کر کہتی ہے کہ شانی کی خوشی صرف اور صرف سجیلا ہے وہ میرے پاس ہو کر بھی میرا نہیں ہے میں نہیں چاہتی کہ اب شانی کی زندگی میں کچھ بھی غلط ہو میں شانی کی خوشی کی خاطر سجیلا اور شانی کی شادی کروانا چاہتی ہوں جس پر کلثوم بیگم کہتی ہے کہ تم پاگل تو نہیں ہو گئ ہو یہ بات کیسے سوچ سکتی ہو میں نہیں چاہتی کہ بیٹا تمہاری زندگی میں کچھ بھی غلط ہو تم ایسا کچھ بھی نہیں کرو گی یہ بات سن کر شانزے کہتی ہے کہ میری زندگی تو اب برباد ہی ہو چکی ہے شانی کو حاصل کرنا چاہتی تھی شانی میرے پاس ہو کر بھی میرے پاس نہیں ہوتا میرا جو بھی حال ہے آپ نہیں جان سکتے میں اب چاہتی ہوں کہ شانی سجیلہ سے شادی کر لے سجیلہ اس گھر میں آ جائے گی تو مجھے اس پر کسی قسم کا کوئی اعتراض نہیں کلثوم بیگم کہتی ہے کہ تم بہت بڑی غلطی کر رہی ہو۔
 دوسری طرف نادیہ کو جب اس بات کا پتہ چلتا ہے تو وہ خاور کو کہتی ہے کہ سجیلا اور شانی بہت جلد شادی کر رہے ہیں یہ بات سن کر خاور مسکرا دیتا ہے اور خاور کہہ دے کہ یہ تو ایک دن ہونا ہی تھا میں نے تمہیں پہلے ہی کہا تھا کہ بہت جلد تمہارا بھائی سجیلا سے شادی کرے گا سجیلا شانی نے مل کر شانزے کو بے وقوف بنایا ہے یہ بھی سارا سجیلا اور شانی کا ہی منصوبہ تھا کہ شانزے سے شادی کر لے شانزے کے ساتھ ہو کر بھی شانی سجیلا کے ساتھ ہوتا ہے سجیلا سے ملتا ہے سجیلا سے محبت کرتا ہے وہ شانزے کا کبھی ہو ہی نہیں سکتا سجیلہ تو اب شانی کو حاصل کر کے ہی رہے گی یہ بات سن کر ایک بار پھر نادیہ کہتی ہے کہ پھر دیکھتے جاؤ میں کیا کرتی ہوں کبھی بھی یہ شادی نہیں ہو پائے گی یہ بات سن کر خاور کہتا ہے کہ تم ایسا کچھ نہیں کرو گی اور نہ ہی تم کچھ ایسا کر سکتی ہو کیونکہ تمہارا بھائی جب فیصلہ کر چکا ہے تو تمہارے چاہنے یا نہ چاہنے سے مجھے نہیں لگتا کہ کچھ بھی ہو پائے گا۔




In the thirty-sixth episode of the drama Ihram Junoon, you are going to see that about Shanze, Stylish says that maybe she will never let you marry me. Shani says that if I can marry Shanze on your request, leave her. I can, Sajila says no, I don't want that, then the matter comes back to where it started, Shani says what do you mean, Shani, if you leave Shanze, everything will be taken away from you. Gaa because Shanze can never see you as someone else. Shani says why are you worrying, the day is not far when Shanze herself will come to you and tell you that she wants me. And after hearing that you should get married, Stylish says that Shanze had promised me too because she also knew very well that you will never marry him without my permission. Made me fool Shani says what was meant to happen I don't want anything like that to happen anymore now we just have to think how can we be one I can't live without you I will marry you anyway. On the other hand, Shanze goes to Kulsoom Begum and says that Shani's happiness is only stylish, she is not mine even if she is with me, I don't want anything wrong in Shani's life now, for the sake of Shani's happiness. I want to marry Stylish and Shani, on which Kulsoom Begum says that you are not crazy, how can you think this, I don't want anything wrong in your life son, you will not do anything like that, listen to this. Kar Shanze says that my life is ruined now, she wanted to get Shani, even if Shani is with me, I don't have her, whatever is my situation, you can't know, now I want Shani to marry Sajila. If Sajila will come to this house, then I have no objection to her. Kulsoom Begum says that you are making a big mistake.
  On the other hand, when Nadia comes to know about this, she tells Khawar that Stylish and Shani are getting married very soon, Khawar smiles and tells Khawar that it was meant to be one day. It was already said that very soon your brother will marry Stylish. Shani and Shani have made a fool of Shanze. It was all Stylish and Shani's plan to marry Shanze. He is with Stylish, he meets Stylish, he loves Stylish, he can never be Shanze's. Sjeela will only get Shani now. After hearing this, Nadia says once again, "Then see what I do sometimes." After hearing that this marriage will not be possible, Khawar says that you will not do anything like that, nor can you do anything like that, because when your brother has already made a decision, I don't think anything will happen if you want it or not. It will also happen.



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Friday, August 25, 2023

Ehraam E Junoon Episode 35 || Ehraam E Junoon Drama Episode 35 Review | Ehraam E Junoon

August 25, 2023 0
Ehraam E Junoon Episode 35  || Ehraam E Junoon Drama Episode 35 Review | Ehraam E Junoon

 Ehraam E Junoon Episode 35 Review Full || Ehraam E Junoon Drama Episode 35 Review | Ehraam E Junoon


اسلام علیکم ویورز

ڈرامہ احرام جنون کی اگلی قسط میں ہم آپ کو بتائیں کہ سجیلہ شانی کو کہتی ہے کہ جب شانزے خود ہی چاہتی ہے کہ ہماری شادی ہو جائے تو تم یہ ضد توڑ کیوں نہیں دیتے یہ بات سن کر شانی کہتا ہے کہ سجیلا میں ایسا نہیں کر سکتا میں دو لوگوں میں نہیں بٹ سکتا میں تم سے محبت نہیں کرتا یہ بات سن کر سجیلا کہتی ہے کہ پہلے تو تم محبت کے دعوے کرتے تھے اب جب محبت کو ثابت کرنے کا وقت آیا تو تم اس محبت سے بھاگ رہے ہو۔

ویڈیو میں آگے بڑھنے سے پہلے گزارش ہے کہ ہمارے چینل کو سبسکرائب کریں اور ویڈیو کو لائک لازمی کریں۔

 یہ بات سن کر شانی کہتا ہے کہ ہمیشہ میں نے تمہاری ہر بات مانی ہے لیکن اب بہت دورہو چکے ہیں اب شاید ہم ایک نہیں ہو سکتے یہ بات سن کر سجیلہ کہتی ہے کہ تم ایسا میرے ساتھ نہیں کر سکتے میں آج بھی تم سے محبت کرتی اور شانی میں نے جو کچھ بھی کیا صرف اور صرف تمہارے بھلے کے لیے کیا کیونکہ میں تمہیں خوش دیکھنا چاہتی تھی اور مجھے اچھی طرح سے پتہ تھا کہ اگر ہماری شادی ہو جاتی تو شانزے تم سے سب کچھ واپس لے لیتی اور اب ایسابھی نہیں کرے گی اور میں نے خود اس سے کہا ہے کہ وہ مجھ سے تمہاری زندگی میں شامل کرے گی یہ بات سن کر شانی کہتے کہ تمہیں آخری یہ کہنے کی ضرورت ہی کیا تھی یہ بات سن کر سجیلا کہتی ہے کہ شانزے بھی یہی چاہتی ہے شانزے تمہیں خوش دیکھنا چاہتی ہے اگر وہ تمہاری محبت کی خاطر یہ سب کچھ کر رہی ہے تو اس میں حرج ہی کیا ہے یہ بات سن کر شانی کہتا ہے کہ ایسا نہیں ہو سکتا میں کبھی بھی ایسا نہیں کر سکتا۔

دوسری طرف نادیہ کو اب ساری حقیقت کا پتہ چل جاتا ہے کہ خاور نے کتنی مکاری سے شانزے سےسٹور اور یہ سب کچھ لے لیاخاور سے جب اس بارے میں پوچھتی ہے تو خاور صاف انکار کر دیتا ہے نادیہ کہتی ہے کہ اب مجھے تم جیسے جھوٹے انسان کے ساتھ رہنا ہی نہیں نہ میں کسی قسم کا تم سے تعلق رکھنا چاہتی ہوں خاور کہتا ہے کہ اب ایسی باتیں کرنے کا کیا فائدہ تم ایسی باتیں کیوں کرتی ہو تم تواچھی طرح سے جانتی ہو کہ میں تم سے کتنی محبت کرتا ہوں نادیہ کہتی ہے مجھے تم سے کبھی محبت نہیں ہو سکتی تم جیسا گھٹیا انسان کبھی کسی کا ہو ہی نہیں سکتا تم نے پہلے بھی جھوٹ بولا اور اب بھی جھوٹ بول رہے ہو تم نے شانزے سے میرے نام پر پیسے لیے ہیں وہ تمام پیسے واپس کرنے ہوں گے گاڑی یہ سب کچھ بھی میرا ہے اور میں سب کچھ لے کر یہاں سے جا رہی ہوں۔ یہ بات سن کر خاور کہتا ہے کہ تم پاگل تو نہیں ہو گی لیکن نادیہ بضد ہو جاتی ہے کہ اسے خاور سے طلاق چاہیے وہ خاور کو صاف کہہ دیتی ہے یہ بات سن کر خاور بھی اب بہت ہی زیادہ پریشان ہوتا ہے خاور نے کبھی سوچا بھی نہیں تھا کہ ایسے حالات ہو جائیں گے خاور ایک بار پھر نادیہ کو منانے کی کوشش کرتا ہے اور وہ نادیہ سے کہتا ہے کہ جو کچھ ہونا تھا وہ ہو گیا ہے میں آئندہ وعدہ کرتا ہوں کہ ایسی کوئی بات نہیں کروں گا۔

 دوسری طرف شانزے فیصلہ کر چکی ہے کہ وہ ہر صورت میں سجیلہ اور شانی کی شادی کروا کر رہے گی جس پر ایک بار پھر وہ سامعہ بیگم بات کرتی ہے تو وہ بڑے ہی غصے میں آ جاتی ہے اور کہتی ہے کہ تمہیں شرم تو نہیں آتی کہ تم ایسی باتیں کیسے سوچ سکتی ہو بڑی مشکل سے شانی کو تم نے حاصل کیا ہے شانی اگر سجیلا سے شادی کر لے گا تو تمہاری اس کی زندگی میں کوئی اہمیت نہیں ہو گی یہ بات سن کر شانزے کہتی ہے کہ دولت کے بل بوتے پر میں نے شانی کو حاصل تو کر لیا شانی میرا ہو کر بھی میرا نہیں ہو سکا شانی اب بھی صرف اور صرف سجیلا کے بارے میں سوچتا ہے یہ بات سن کر اس کی ماں کہتی ہے کہ جو بھی ہے لیکن اب وہ تمہارے ساتھ ہے تمہیں اب ایسی باتیں نہیں سوچنی چاہیے سجیلا اب اس کی زندگی میں نہیں ہے سجیلاکسی اور سے شادی کر کے اپنی زندگی میں آگے بڑھ جائے گی تو شانی کو بھی احساس ہو جائے گا وہ صرف اور صرف تمہارا ہو گا اگر تم اس کے لیے یہ سب کچھ کرو گی تو اپنی زندگی برباد کر بیٹھو گی یہ بات سن کر شانزے کہتی ہے کہ نہیں اس بار میں اپنا فیصلہ نہیں بدل سکتی تا آگے سے شانزے کی ماں کہتی ہے کہ تم پاگل تو نہیں ہو گی اگر تمہارے بابا کو یہ سب کچھ پتہ چلا ہے تو وہ تمھیں کبھی بھی معاف نہیں کریںگے۔




Assalam Alaikum viewers

 In the next episode of the drama Ihram Junoon, we will tell you that Sajila says to Shani that when Shanze herself wants us to get married, why don't you break this stubbornness? I can't split between two people, I don't love you, on hearing this, Stylish says that earlier you used to claim love, now when it's time to prove your love, you are running away from that love.

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  Hearing this, Shani says that I have always accepted everything you said, but now we have been away for a long time, maybe we can't be together. After hearing this, Sajila says that you can't do this to me, I still love you. Karti and Shaani, whatever I did was only for your good because I wanted to see you happy and I knew very well that if we got married Shanze would have taken everything back from you and now that's not the case. She will do it and I myself have told her that she will include me in your life. Hearing this, Shani says that what was the last thing you needed to say. She wants to see you happy, if she is doing all this for your love then what is wrong in that, hearing this, Shani says it can't be, I can never do it.

 On the other hand, Nadia now comes to know the whole truth, how cunningly Khawar took the store and all this from Shanze. When she asks Khawar about it, Khawar flatly refuses. I don't want to live with you nor do I want to have any kind of relationship with you. Khawar says what is the use of talking like that now, why are you talking like that, you know very well how much I love you, Nadia says. I can never love you, no one can ever have a person like you, you have lied before and you are still lying. Everything is mine and I am leaving here with everything. Hearing this, Khawar says that you will not be crazy, but Nadia insists that she wants a divorce from Khawar. Khawar tries to convince Nadia once again and he says to Nadia that what was supposed to happen has happened, I promise not to do anything like that in the future.

On the other hand, Shanze has decided that she will get Sajila and Shani married in any case, which once again Samia Begum talks about it, she gets very angry and says that you have no shame. How can you think such things, you have got Shani with a lot of difficulty. If Shani marries Stylish then you will have no importance in her life. I got Shani, even if Shani became mine, he could not be mine. Shani still thinks only about Stylish. Hearing this, his mother says that whatever it is, but now he is with you, you need him now. One should not think such things. Stylish is not in her life now. Stylish will marry someone else and move ahead in her life. Shani will also realize that he will be yours only if you do all this for him. After hearing this, Shanze says that no, I can't change my decision this time. Shanze's mother from the front says that you won't be crazy if your father finds out about all this. So they will never forgive you.






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Thursday, March 30, 2023

Home Loan Rates

March 30, 2023 0
Home Loan Rates

 

Home Loan Rates in Australia



When it comes to purchasing a home in Australia, most people need to take out a home loan. Home loan rates in Australia can vary depending on a range of factors, including the lender, the loan type, and the borrower's financial situation. In this article, we will discuss everything you need to know about home loan rates in Australia, including what they are, how they work, and what factors influence them.

What are Home Loan Rates?

Home loan rates, also known as mortgage rates, are the interest rates charged on a home loan. This interest rate is the cost of borrowing money from the lender and is usually expressed as a percentage of the loan amount. Home loan rates can vary significantly between lenders and loan types, and they can also change over time due to a range of factors.

How Do Home Loan Rates Work?

Home loan rates work by determining the cost of borrowing money from the lender. When a borrower takes out a home loan, they agree to pay back the loan amount plus interest over a set period. The interest rate is the cost of borrowing that money and is usually paid monthly as part of the loan repayment. The interest rate can be fixed or variable, which means it can either stay the same or change over time, depending on the loan type.

What Factors Influence Home Loan Rates?

Several factors can influence home loan rates in Australia, including:

Reserve Bank of Australia (RBA) Cash Rate

The RBA cash rate is the interest rate at which banks can borrow or lend money to each other overnight. The RBA sets this rate and uses it to influence the overall level of interest rates in the economy. When the RBA raises or lowers the cash rate, it can affect home loan rates across the country.

Lender Funding Costs

Lender funding costs are the costs that a lender incurs when borrowing money from other institutions or investors to fund their lending activities. These costs can vary over time and can influence the interest rates that a lender charges on their home loans.

Loan Type and Features

The type of home loan and its features can also influence the interest rate. For example, a fixed-rate home loan may have a higher interest rate than a variable rate loan, but it offers the security of knowing what the repayments will be for the fixed period. Similarly, a loan with additional features like an offset account may also have a higher interest rate.

Borrower's Financial Situation

The borrower's financial situation can also play a role in determining the interest rate they are charged. Factors like credit score, income, and employment status can all influence the lender's assessment of risk and determine the interest rate they offer to the borrower.

Types of Home Loans in Australia

There are several types of home loans available in Australia, each with different interest rates and features. Some of the most common types of home loans in Australia include:

Variable Rate Home Loans

Variable rate home loans have an interest rate that can change over time. This means that the borrower's repayments can also vary, depending on the movements in the interest rate.

Fixed Rate Home Loans

Fixed rate home loans have an interest rate that is locked in for a set period, usually between 1 and 5 years. This means that the borrower's repayments will stay the same during this period, regardless of any changes in interest rates.

Split Rate Home Loans

Split rate home loans allow borrowers to split their home loan between fixed and variable interest rates. This means that they can enjoy the benefits of both loan types, including security and flexibility.

Interest-Only Home Loans

Interest-only home loans allow borrowers to only pay the interest component of the loan for a set period, usually between 1 and 5 years. This can help borrowers manage

Insurance Quotes: Everything You Need to Know

March 30, 2023 0
Insurance Quotes: Everything You Need to Know

Insurance Quotes: Everything You Need to Know



As a responsible adult, it's important to protect yourself, your family, and your assets from the unexpected. Insurance is one of the best ways to do this, but with so many different types of insurance available, it can be hard to know where to start. This is where insurance quotes come in. In this article, we'll explore what insurance quotes are, why they're important, and how you can get the best quotes for your needs.

 

Table of Contents

What are insurance quotes?

Why are insurance quotes important?

How do insurance quotes work?

Types of insurance quotes

Auto insurance quotes

Home insurance quotes

Life insurance quotes

Health insurance quotes

Factors that affect insurance quotes

Age and gender

Driving record

Credit score

Location

Type of coverage

How to get insurance quotes

Online quotes

In-person quotes

Phone quotes

Tips for getting the best insurance quotes

Shop around

Bundle policies

Raise your deductible

Improve your credit score

Insurance quote scams to watch out for

Conclusion

FAQs


What are insurance quotes?

An insurance quote is an estimate of how much you'll pay for a particular insurance policy. It's an offer from an insurance company to provide you with coverage for a certain amount of money. Insurance quotes are typically free and can be obtained from insurance agents or online through insurance company websites.

 

Why are insurance quotes important?

Insurance quotes are important because they give you an idea of how much you can expect to pay for insurance coverage. This allows you to compare prices and coverage options from different insurance companies, helping you find the best policy for your needs and budget. Without insurance quotes, it would be much harder to determine whether you're getting a fair price for insurance coverage.

 

How do insurance quotes work?

When you request an insurance quote, you'll be asked to provide some basic information about yourself, such as your name, age, and address. You'll also be asked about the type of coverage you're looking for, such as auto insurance or home insurance. Based on this information, the insurance company will provide you with an estimate of how much you can expect to pay for coverage.

 

Types of insurance quotes

There are several types of insurance quotes, each of which applies to a different type of insurance policy. Some of the most common types of insurance quotes include:

 

Auto insurance quotes

Auto insurance quotes are estimates of how much you can expect to pay for car insurance. They take into account factors such as your driving record, the type of car you drive, and your age and gender.

 

Home insurance quotes

Home insurance quotes are estimates of how much you can expect to pay for homeowners insurance. They take into account factors such as the value of your home, the age of your home, and your location.

 

Life insurance quotes

Life insurance quotes are estimates of how much you can expect to pay for life insurance coverage. They take into account factors such as your age, health, and lifestyle habits.

 

Health insurance quotes

Health insurance quotes are estimates of how much you can expect to pay for health insurance coverage. They take into account factors such as your age, health status, and whether you smoke.

 

Factors that affect insurance quotes

Several factors can affect the cost of insurance quotes, including:

 

Factors that Affect Insurance Quotes

When shopping for insurance, you may notice that the quotes you receive can vary widely depending on various factors. Here are some of the most significant factors that can impact your insurance quotes.

 

Age and Gender

Your age and gender can play a significant role in determining your insurance quotes. Younger drivers, particularly those under the age of 25, may be charged higher rates due to their perceived higher risk of accidents. Similarly, male drivers may pay more than female drivers due to statistical evidence of higher rates of accidents among men.

 

Driving Record

Your driving record is another critical factor that can impact your insurance quotes. If you have a history of accidents, traffic violations, or other incidents, you may be considered a higher risk and charged more for coverage.

 

Credit Score

Many insurance companies also consider your credit score when determining your insurance quotes. People with higher credit scores are often viewed as more responsible and less likely to file claims, leading to lower rates.

 

Location

The location where you live can also impact your insurance quotes. For example, if you live in an area with high crime rates or severe weather conditions, you may be charged more for insurance coverage. Similarly, if you live in an area with a high population density, you may pay more for auto insurance because the risk of accidents is higher. Additionally, some states have different insurance regulations and requirements, which can affect the cost of insurance coverage. It's important to consider location when shopping for insurance quotes and to compare quotes from different providers to find the best price for your needs.

 

Type of Coverage

The type of coverage you choose can also affect your insurance quotes. For example, if you opt for a policy with a higher coverage limit, you may pay more in premiums. Similarly, if you choose a policy with a lower deductible, you may pay more upfront but less in the long run if you need to file a claim.

 

How to Get Insurance Quotes

There are several ways to obtain insurance quotes, including online, in-person, and over the phone.

 

Online Quotes

Many insurance providers offer online quote tools that allow you to enter your information and receive a quote instantly. This method is convenient and can help you compare rates from multiple providers quickly.

 

In-Person Quotes

If you prefer a more personal touch, you can also visit an insurance provider's office and speak with an agent directly. They can answer any questions you may have and provide you with a quote based on your needs.

 

Phone Quotes

Some insurance providers also offer quotes over the phone. This method may be more time-consuming but can be useful if you have specific questions or concerns that you want to address with an agent.

 

Tips for Getting the Best Insurance Quotes

If you want to get the best insurance quotes possible, here are some tips to keep in mind:

 

Shop Around

Don't settle for the first quote you receive. Shop around and compare rates from multiple providers to find the best deal.

 

Bundle Policies

Many insurance providers offer discounts if you bundle multiple policies, such as auto and home insurance. Consider combining your policies to save money.

 

Raise Your Deductible

Increasing your deductible can lower your monthly premiums, but remember that you'll need to pay more out of pocket if you need to file a claim.

 

 

 

Improve your Credit Score

 

Your credit score is a reflection of your creditworthiness, which is an important factor for insurers. They use your credit score to determine the likelihood that you'll make your payments on time and to assess the risk of insuring you. If you have a poor credit score, it indicates that you may be a higher risk, and insurers may charge you more for coverage.

 

Fortunately, there are ways to improve your credit score, and doing so can result in significant savings on your insurance premiums. Here are a few tips for improving your credit score:

 

Pay your bills on time: Late payments can hurt your credit score, so it's crucial to pay your bills on time, including your credit card bills, loans, and any other debts you have.

 

Keep your balances low: High balances on your credit cards can hurt your credit score, so it's best to keep your balances low and pay off your credit cards in full each month.

 

Use credit responsibly: Only apply for credit when you need it, and don't use more credit than you can afford to repay. Applying for too much credit can hurt your credit score.

 

Check your credit report regularly: Review your credit report regularly to ensure that it's accurate, and dispute any errors you find.

 

Insurance Quote Scams to Watch Out For

 

When shopping for insurance, it's essential to be on the lookout for scams that can cost you money and put your personal information at risk. Here are a few common insurance quote scams to watch out for:

 

Phishing scams: Scammers may send you emails or text messages that look like they're from an insurance company, but they're actually trying to steal your personal information.

 

Fake insurance companies: Some scammers may create fake insurance companies and offer low rates to attract customers. However, if you buy coverage from a fake company, you may be left without insurance when you need it.

 

Pressure tactics: Some insurance salespeople may use high-pressure tactics to get you to buy coverage you don't need or want. Be wary of salespeople who push you to make a quick decision.

 

Conclusion

 

Your credit score is a crucial factor in getting lower insurance quotes, so it's essential to take steps to improve it if necessary. By paying your bills on time, keeping your balances low, using credit responsibly, and checking your credit report regularly, you can improve your credit score and save money on insurance premiums. Additionally, it's important to be on the lookout for insurance quote scams and to take steps to protect your personal information.

 

FAQs

 

Can my credit score affect my insurance rates?

Yes, your credit score can have a significant impact on the quotes you receive for insurance coverage.

 

How often should I check my credit report?

You should check your credit report at least once a year to ensure that it's accurate and up-to-date.

 

How can I protect myself from insurance quote scams?

Be wary of unsolicited emails or phone calls, and never give out your personal information unless you're sure it's a legitimate insurance company.

 

What should I do if I find an error on my credit report?

If you find an error on your credit report, you should dispute it with the credit bureau that reported the error.


Monday, March 27, 2023

WhatsApp Not Installing? Here's How to Solve the Problem.

March 27, 2023 0
WhatsApp Not Installing? Here's How to Solve the Problem.
WhatsApp Not Installing? Here's How to Solve the Problem.

Check the video
Are you having trouble installing WhatsApp on your device? This can be a frustrating experience, especially when you want to keep in touch with your family and friends. In this article, we'll discuss some common reasons why WhatsApp may not be installing on your device and how you can troubleshoot the problem.

Reasons why WhatsApp may not be installing
1. Insufficient storage space
If your device doesn't have enough storage space, you won't be able to install WhatsApp. Make sure that you have enough free space on your device before attempting to install WhatsApp.

2. Outdated software
If your device is running an outdated version of the operating system, it may not be compatible with the latest version of WhatsApp. Check if your device is running the latest version of the operating system and update if necessary.

3. Corrupted app files
Sometimes the app files can become corrupted, making it impossible to install WhatsApp. In this case, you'll need to clear the cache and data for the Google Play Store app, and then try installing WhatsApp again.

4. Server issues
WhatsApp servers may be experiencing issues, causing the app not to install. You can check the status of WhatsApp's servers by visiting the WhatsApp Status page.

How to solve the WhatsApp not installing problem
1. Clear the Google Play Store cache and data
Clearing the cache and data for the Google Play Store app can fix issues with installing apps. Here's how to do it:

Go to Settings on your device
Tap on Apps
Find Google Play Store and tap on it
Tap on Storage
Tap on Clear Cache and Clear Data
2. Check your internet connection
Make sure that you have a stable internet connection before attempting to install WhatsApp. You can try turning off Wi-Fi and using mobile data, or vice versa, to see if this resolves the issue.

3. Restart your device
Sometimes simply restarting your device can fix issues with installing apps. Try restarting your device and then attempting to install WhatsApp again.

4. Download the APK file
If all else fails, you can download the WhatsApp APK file from the official WhatsApp website and install it manually.

Conclusion
Installing WhatsApp should be a simple process, but sometimes issues can arise. If you're experiencing problems with installing WhatsApp, try the troubleshooting steps outlined in this article.

FAQs
Why is WhatsApp not installing on my phone?
There could be several reasons why WhatsApp isn't installing on your phone, including insufficient storage space, outdated software, corrupted app files, or server issues.

How can I fix the WhatsApp not installing problem?
You can try clearing the cache and data for the Google Play Store app, checking your internet connection, restarting your device, or downloading the APK file from the official WhatsApp website.

Can I install WhatsApp on an older phone?
WhatsApp may not be compatible with older phones running outdated versions of the operating system. You should check the minimum requirements for WhatsApp before attempting to install it on an older phone.

How do I update the operating system on my phone?
To update the operating system on your phone, go to Settings, then System, and look for the option to update the software.

What should I do if none of these solutions work?
If none of the solutions outlined in this article work, you may need to contact WhatsApp support for further assistance.

This Version of WhatsApp Became Outdated: How to Update and Fix It.

March 27, 2023 0
This Version of WhatsApp Became Outdated: How to Update and Fix It.
This Version of WhatsApp Became Outdated: How to Update and Fix It.


This Version of WhatsApp Became Outdated: How to Update and Fix It.
Watch this video
youtu.be/Osi_uAsBI4E
#whatsapp 
#WhatsAppBeta 
#whatsappupdate 
#whatsappnotworking 
#neelumtv


If you are a regular user of WhatsApp, you may have experienced the message "This version of WhatsApp became out of date" on your screen. This message appears when your WhatsApp version is not up to date, and you need to update it to continue using the app. In this article, we will discuss why this message appears, the consequences of ignoring it, and how you can update your WhatsApp version.
Why Does the Message "This version of WhatsApp became out of date" Appear?
WhatsApp releases updates periodically to add new features, fix bugs, and enhance the app's performance. If you do not update your WhatsApp version, you may not be able to use some of the new features, and the app may not work correctly. The message "This version of WhatsApp became out of date" appears when your WhatsApp version is not compatible with the latest updates, and you need to update it to continue using the app.

Consequences of Ignoring the Message
If you ignore the message "This version of WhatsApp became out of date," you will not be able to use the app. Your messages may not be delivered, and you may not receive messages from your contacts. Additionally, your WhatsApp account may be temporarily banned, and you will not be able to use the app until you update your WhatsApp version.

How to Update Your WhatsApp Version
To update your WhatsApp version, follow these steps:

Step 1: Check Your Current WhatsApp Version
To check your current WhatsApp version, open WhatsApp, go to "Settings," and tap on "Help." Here, you will see your current WhatsApp version.

Step 2: Check for Available Updates
Once you know your current WhatsApp version, go to the Google Play Store or the App Store and search for WhatsApp. If a new update is available, you will see the "Update" button next to the WhatsApp icon. Tap on "Update" to start the update process.

Step 3: Install the Update
After tapping on "Update," the app will start downloading the update. Once the download is complete, the app will install the update automatically. You may need to restart your phone to complete the update process.

Step 4: Verify Your WhatsApp Version
After the update is installed, open WhatsApp, go to "Settings," and tap on "Help" to verify that you have the latest version of WhatsApp.

What to Do If You Cannot Update Your WhatsApp Version
If you cannot update your WhatsApp version, you can try the following solutions:

Solution 1: Clear the Cache
To clear the cache on your Android device, go to "Settings," tap on "Apps," select "WhatsApp," and tap on "Storage." Here, you will see the "Clear cache" button. Tap on it to clear the cache.

Solution 2: Reinstall WhatsApp
If clearing the cache does not work, you can try reinstalling WhatsApp. To reinstall WhatsApp, go to the Google Play Store or the App Store, search for WhatsApp, and tap on "Uninstall." Once WhatsApp is uninstalled, reinstall it and follow the steps to set up your account.

Solution 3: Check Your Phone's Operating System
If you cannot update your WhatsApp version, your phone's operating system may not be compatible with the latest updates. Check your phone's operating system and update it if necessary.

Conclusion
The message "This version of WhatsApp became out of date" appears when your WhatsApp version is not up to date, and you need to update it to continue using the app. Ignoring this message can have consequences such as being unable to send or receive messages and having your WhatsApp account temporarily banned. To update your WhatsApp version, check your current version,



This version of WhatsApp became out of date or
Mar 28, 2023. Tap "Download" below to get the
latest version from the Google Play Store
Your device's date is Mar 28, 2023. If this is incorrect, please correct
your device's date settings then restart WhatsApp.

How to Apply for Prime Minister Youth Loan Scheme

March 27, 2023 0
How to Apply for Prime Minister Youth Loan Scheme

 

How to Apply for Prime Minister Youth Loan Scheme

The Prime Minister Youth Loan Scheme is an initiative by the Government of Pakistan to provide financial assistance to the youth of the country for starting their own business or improving existing ones. The scheme aims to promote entrepreneurship among the youth and help them become self-sufficient. In this article, we will discuss how to apply for the Prime Minister Youth Loan Scheme.

 

Understanding the Prime Minister Youth Loan Scheme

Before applying for the Prime Minister Youth Loan Scheme, it is important to understand what the scheme is all about. The scheme provides loans of up to Rs. 50,00,000 to eligible individuals between the ages of 21 and 45. The loans are interest-free and can be repaid over a period of 8 years, with a grace period of one year.

 

The scheme has several objectives, including creating job opportunities for the youth, encouraging entrepreneurship, and promoting economic growth. The loans can be used for various purposes, such as setting up a new business, expanding an existing business, or purchasing machinery or equipment.

 

Eligibility Criteria

To be eligible for the Prime Minister Youth Loan Scheme, applicants must meet certain criteria. The eligibility criteria include:

 

Age Limit

Applicants must be between the ages of 21 and 45.

 

Educational Qualification

Applicants must have at least a matriculation certificate.

 

Business Plan

Applicants must have a well-defined business plan.

 

Credit History

Applicants must have a good credit history.

 

Steps to Apply

To apply for the Prime Minister Youth Loan Scheme, follow these steps:

 

Step 1: Business Plan Preparation

Prepare a detailed business plan that outlines your business idea, market analysis, financial projections, and management structure.

 

Step 2: Loan Application Form

Obtain a loan application form from the Prime Minister Youth Loan Scheme website or the nearest National Bank of Pakistan branch.

 

Step 3: Document Submission

Submit the loan application form along with the required documents, including a copy of your CNIC, educational certificates, business plan, and bank statements.

 

Step 4: Business Plan Review

The loan application and business plan will be reviewed by a team of experts to assess its viability.

 

Step 5: Loan Approval

If your loan application is approved, you will receive a letter of offer, which outlines the terms and conditions of the loan.

 

Step 6: Loan Disbursement

Once you accept the offer, the loan will be disbursed to your bank account.

 

Required Documents

The following documents are required to apply for the Prime Minister Youth Loan Scheme:

 

Copy of CNIC

Educational Certificates

Business Plan

Bank Statements

Conclusion

The Prime Minister Youth Loan Scheme is a great initiative by the Government of Pakistan to promote entrepreneurship among the youth. By following the steps outlined in this article, you can easily apply for the scheme and avail the benefits of interest-free loans.

 

FAQs

Can I apply for the Prime Minister Youth Loan Scheme if I am over 45 years of age?

No, the scheme is only available for individuals between the ages of 21 and 45.

Is there a processing fee for the Prime Minister Youth Loan Scheme?

No, there is no processing fee for the scheme.

Can the loan be repaid before the end of the 8-year period?

Yes, the loan can be repaid before the end of the 8-year period.

Can I use the loan for personal expenses?

No, the loan can only be used for business purposes.

How long does it take to process a loan application?

The processing time varies, but it usually takes between 4-6 weeks.